Archive for the ‘ Personal Finance ’ Category

Do pamper yourself once in a while

I’m quite a calculative and thrifty person – even though I’m the only one in the family who is not from banking or accounting background. When I mean calculative and thrifty, I don’t mean calculating every single cent or chasing after people just because they owe me 20 cent. What I mean is, I tend [ READ MORE ]

Malaysians have ‘mega sale’ culture? That is so true!

Last week, I talked about Malaysians’ tendency to spend a lot during sales in “Have more promotions and Malaysians will buy from you“. Guess what, it’s true. Check this article from The Star Online – Poll: Malaysians have ‘mega sale’ culture. It seems like most Malaysians are worried about our country’s economy but are not able [ READ MORE ]

Malaysia’s economy, going to be like US soon?

Economy getting worse. Consumer-related companies are having more sales than ever to promote consumer spendings. People become attracted to the cheap stuff and start to buy. Some buy without considering whether they need it, or if they can afford it. In the end, the amount they need to pay for their credit cards becomes shockingly [ READ MORE ]

Few ways to survive the incoming recession (Part II)

I talked about Few ways to survive the incoming recession just 2 days ago. But I realized I’ve actually missed out few important things. I’ll talk about those missing points here. Avoid using credit card It’s pretty hard for you to keep track of your credit card debt when you’re outside. That’s why always try to avoid [ READ MORE ]

Few ways to survive the incoming recession

I should be honest with you all. I’m one of the people who got badly hit by the recession due to stock market. A lot of people have been telling me not to play if I cannot afford to lose. And I must say that I’m ready to lose, but it doesn’t hide the fact [ READ MORE ]